Motor Vehicle Legal Terms
The laws that govern motor vehicles are different between states. In general, laws assume that the vehicle was used by the owner’s permission.
Laws that increase penalties such as making revocation automatic and targeting social hosts have varying impact on mortality rates. Mandatory education, alcohol treatment, and interlock devices have a limited impact.
Legal Definitions
State laws govern legal terms for motor vehicles. The various definitions that are used for matters pertaining to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative reasons, and do not apply to states that are determining their own registration classifications. These vehicle classifications determine if a driver requires a special licence to operate certain types of vehicles.
The laws of the state define terms such as “automobile,” “light trucks” and others. For example the definition of light truck is any Sheridan motor vehicle accident Attorney vehicle that has an estimated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it does not include any vehicle or combination of vehicles specifically designed to carry passengers or property completely within its own structure, including trailers and manufactured homes.
A wheel chair is a device equipped with wheels, used primarily by persons who are physically disabled and are unable to move about as pedestrians. A moped is a mustang motor vehicle accident lawsuit vehicle with no more than three wheels in contact with the ground that operates at a speed not more than 35 miles per hour.
A pedicab vehicle is one which is driven by an operator sitting on it. The owner of a vehicle is the person who holds the legal title.
Traffic Laws
Typically, every state has its own set of motor vehicle law that encompass everything from registration process to insurance requirements. These laws also cover the types of vehicles covered by the law. While certain laws are fairly similar between states, others vary significantly. There are laws that limit the number of people who can be carried in a pedicab. There are laws that prohibit reckless driving on certain kinds of roads, for instance, a parking lot.
Any person who operates a motor vehicle that is in contravention of these laws could be punished with fines and penalties for doing so. The penalties can range from having your driver’s licence suspended to having to attend the traffic school.
One of the most important laws in a state pertaining to vehicles is the one that governs the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles and automobiles.
The law also sets out the definition of the term “motor vehicle.” This includes every description of a carriage or contrivance that is propelled by mechanical power and is used on a highway for the transportation of people or property, or for any other commercial purpose. The law excludes trailers semitrailers and coaches, all-terrain and snowmobile vehicles, motorized mobility assist devices for people with disabilities, and self-propelled corn and harvesting machines for hay.
Insurance
A motor insurance policy for vehicles is an agreement between the insurer and insured that protects against financial losses arising from liability for bodily injury or death, property damage to a third party that arises out of ownership or operation, maintenance, or use of a covered vehicle. It may also provide protection against physical damage to the covered vehicle itself. It must contain the name and address the named insured as along with the coverage provided by the policy. It also includes the premium charged and the time for the duration of the policy in force, and the limits of responsibility. It must also contain an agreement or a statement that insurance is provided thereunder in conformity with the coverage described therein as respects bodily injury, death or property damage and is subject to all provisions of this chapter.
Duncanville law firms often suggest that clients read the sample motor vehicle policy in order to be aware of the terms. One of the most frequently encountered areas of confusion is the definition of “ripley motor vehicle accident law firm vehicle.” The phrase appears frequently in statutes that govern the registration of vehicles and financial responsibility laws.
A few examples of coverage under a motor vehicle policy include commercial automobile insurance for vehicles used for commercial, business, activities, employment or occupations which are carried out for profit automobile liability insurance which includes MP and PIP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.
Permissive Use
If anyone other than an insured or a family member drives your car and gets involved in an accident, it is crucial to know how insurance coverage works in these scenarios. This is referred to as permissive use. The specific terms of your insurance policy may vary, but a majority of major automobile insurers provide this kind of coverage.
It is important to keep in mind that you are responsible for any damages caused by a driver with your permission. Permission may be granted in the form of a written statement or implied, and it is not required to be written down.
To determine if there is implied consent, courts will consider the relationship between the parties, their past conduct and use of the vehicle and the circumstances surrounding a particular driving incident. A court will also consider the extent to which restrictions were imposed on the scope of permissive use and if even one minor deviation from duration, location and limitations of the original permission would be in violation of these restrictions.
Remember that adding a driver to your auto insurance policy will likely increase your premium, because the vehicle becomes more difficult to cover. Therefore, you must think about your options carefully before giving your vehicle over to other people. Contact Jerry to receive a no-cost insurance quote and to discuss your policy’s terms.